Q1. With which of following types of loans are teaser rates related?
- Home loans
- Personal loans
- Auto loans
- Reverse mortgage loans
Ans. (a)
Q2. What does M in M-Banking Facility being offered by banks to their customers, stand for?
- Money
- Marginal
- Message
- Mobile Phone
Ans. (d)
Q3. Which of the following is/are true about the Sub-Prime Crisis?
- It is a mortgage crisis referring to credit default by the borrowers.
- Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers.
- This crisis originated because of negligence in credit rating of the borrowers.
- Only 1
- Only 2
- Only 3
- All 1, 2, and 3
Ans. (d)
Q4. 13. Match the following mergers of banks
| List I | List II |
|---|---|
| A. Centurion Bank of Punjab | 1. ICICI Bank |
| B. Bank of Rajasthan | 2. Punjab National Bank |
| C. Global Trust Bank | 3. HDFC Bank |
| D. Nedungadi Bank | 4. Oriental Bank of Commerce |
- A - 4; B - 1; C - 2; D - 3
- A - 3; B - 4; C - 1; D - 2
- A - 2; B - 1; C - 4; D - 3
- A - 3; B - 1; C - 4; D - 2
Ans. (d)
